Why This Service Exists
I grew up in Colorado. The mountains have been part of my life since I was a kid — and over the years, I've watched what happens to second homes when the owners aren't around. Not dramatic disasters. Quiet drift. A furnace cycling off that nobody catches until pipes freeze. A slow drip under a sink that becomes a floor replacement by spring. A front door seal that gives out in December and costs someone their Christmas trip.
The problem wasn't that owners didn't care about their homes. It was that they had no reliable way to know what was happening inside them between visits. The informal arrangements — a neighbor checking in, a cleaning person who might notice something — weren't built around documentation, protocol, or accountability. There was no standard. No record. No system.
"I built this service because I understood both sides of the problem — what these homes mean to the families who own them, and what it takes to protect a building from the inside out."
I studied Construction Management in college and spent years working as a site superintendent — the person responsible for walking a building every day, reading what the structure is telling you, and catching problems before they become costs. That training doesn't leave you. When I walk through a property now, I'm not following a checklist mechanically. I'm reading the building. Ceiling stains that suggest a specific drainage problem. Humidity levels that indicate inadequate vapor management. A crack pattern at a foundation corner that tells you something about frost heave. A construction eye sees differently — and in a mountain environment, that difference matters.
Before founding HCHA, I spent more than twenty years in financial services — at TIAA, JPMorgan Chase, Charles Schwab, and Merrill Lynch — in roles built around one thing: precision. Compliance documentation, structured reporting, accountability at every step. The environments I worked in didn't tolerate approximations. Every record had to be accurate. Every process had to be consistent. Every finding had to be documented in a way that held up under scrutiny.
That discipline is what HCHA's inspection reports are built on. Not because property owners will audit them — but because that standard of documentation is what turns a visit into a record, and a record into genuine protection. When something goes wrong, you have a documented history. When you sell, you have proof of stewardship. When you arrive, you have the confidence that comes from knowing your home has been looked after by someone who takes the work seriously.
High Country Home Assurance serves a small number of properties by design. This isn't a franchise and it isn't scaled for volume. It's a service that works because the person doing the work is the same person whose name is on it — and who treats every property on his route like the people who own it are people he knows.